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Plussa cards

The more you use your Plussa card, the more you save and enjoy personal offers and service.

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Use your card

Use your Plussa card when you shop to claim your Plussa benefits. By using the card you also collect Plussa points, which – once you’ve collected enough – will be converted to Details about Plussa money. Plussa points are not awarded afterwards. Plussa points can only be collected with an active Plussa membership Plussa card, with which Plussa purchases have been made in the last 24 months.

The more you use your card, the better K-Plussa and our K-retailers can offer you a relevant selection of products and benefits. In time, your Plussa experience will become even more personal and rewarding.

Plussa cards and payment

Show your Plussa card at checkout to collect Plussa points. This way you’ll also ensure that you get all your Plussa benefits. Based on your Plussa purchases you’ll start to receive more personalized offers and benefits.

To get your points and benefits when you shop, insert your Plussa card in the payment terminal (cards with a magnetic stripe) or hold it up next to the terminal (contactless cards) before you pay. It’s also a good idea to connect your bank’s payment card to K-Plussa, so you automatically earn Plussa on all your purchases in K-group stores and with Plussa partners. Easy, right?

Lost or broke card

Lost or broke your Plussa card?

Here’s what to do

One card, many benefits

The Plussa card is your key to earning valuable Plussa points and claiming numerous Plussa offers.

Order the Plussa card

You can get a secondary card for everyone in your family that’s at least seven years old, free of charge. This way your whole family’s Plussa purchases will be added up and you can quickly increase your Plussa point accrual. Go to your Plussa account’s profile view to order the cards.

K-Plussa -kortti

K-Plussa Maksuaika - The most rewarding Plussa card

With the monthly and annual fee-free card, you get the best of the Plussa card and the payment card in one card. You get a 0.5% payment advantage on your purchases, thus your Plussa money accumulates faster than with a regular Plussa card, when you pay with it at K-food stores, K-Rauta, Intersport, Budget Sport and Neste K's inner cash desk.1 In addition, the card provides payment time and purchase security insurance for your purchases.

You can apply for a K-Plussa Maksuaika card regardless of your primary bank. You can use the card at 36 million shopping locations around the world and online, and withdraw cash from ATMs in Finland and abroad. You will receive a monthly invoice and can decide for yourself whether to pay it in full or in instalments. If you pay the invoice in full, you will not incur additional costs. The card gives you a 35-day interest-free billing period. You are also automatically entitled to a free Product Protection Insurance for purchases of over 75 euros.

To apply for a card, adjust your credit limit, and find out more about the Product Protection Insurance, go to

1: 0,5% payment advantage is not earned from online store purchases, mobile payments or at K-Auto dealerships
K-Plussa Maksuaikakortti

K-Plussa bank partner cards

With the K-Plussa feature added to your payment card, you need just one card to pay and claim benefits. You get Plussa points and benefits automatically when you pay with a K-Plussa bank partner card.

You can add the Plussa feature to the following payment cards:

Go to Danske Bank's site The link re-directs you to another service.

To add K-Plussa to your Danske Bank payment card, log in to eBanking and apply for a new “K-Plussa Mastercard Debit” or “K-Plussa Mastercard Credit Debit” card. You’ll find the application under the cards and currency section. The new card is subject to Danske Bank’s current service charges.

Go to OP's site The link re-directs you to another service.

As an OP customer you can add K-Plussa to your payment card by logging in to the online service. You can add the K-Plussa feature to all OP banks cards. Ypu will get your new card in about a week. The new card will have the same pin-code and number as the current one in use.

Go to Nordea's site The link re-directs you to another service.

Add K-Plussa to your Nordea payment card by logging in to your Netbank. You can add the K-Plussa feature to the following cards: Nordea Credit Mastercard, Nordea Gold Mastercard, Mastercard Premium, Nordea Platinum Mastercard and Nordea Black. Add the feature by navigating to “Everyday finances > Cards > Card editing and renewal” and selecting the card. The new card will be delivered to you in about three weeks. The new card is subject to the fee stated in Nordea's tariff.

MobilePay and K-Plussa

You can use MobilePay as a payment method in all K-group grocery stores. MobilePay works on all smartphones and with all banks’ cards. When you add a Plussa card to your MobilePay app, you’ll get a new Plussa card number for mobile use, which gets you the same Plussa benefits and points as your other Plussa card numbers. If your phone is lost, you can remove the card in the MobilePay app from your account and keep using your other Plussa cards.

Go to The link re-directs you to another service.

Plussa mobile card

The Plussa mobile card is an Android app that you can use in K-group stores just as you would a contactless Plussa card. You can download the app to an Android phone equipped with NFC and operating system 5.0 or newer. The card works in nearly all K-group stores.

Google Play The link re-directs you to another service.